Each year, the Central Bank revokes licenses from several Russian banks. And although 2018 has just begun, there are already two - Moscow Star Alliance Bank and Yaroslavl AltaiBusiness Bank - are included in the “unlicensed” list of banks.

This list is out of date., we updated the rating of banks for 2019 according to the Central Bank.

Places in the top 100 banks of Russia are allocated taking into account credit ratings according to Moody’s and Expert RA, as well as key financial performance indicators, according to reporting forms 101, 123, 135 published on the official website of the Central Bank of the Russian Federation:

• Assets;
• issued loans;
• Deposits.

Reliability rating of banks according to the Central Bank for 2018 (Top-100 list)

Reliability credit rating “Expert RA”

10 best banks of Russia according to the statistics of the Central Bank of the Russian Federation

The top ten best banks are the most reliable, time-tested and numerous financial turmoil credit organizations. The Bank of Russia provides them with comprehensive support.

10. Binbank

In 2017, this major metropolitan bank was not among the top 10 most reliable banks in Russia. He had problems with the outflow of funds of investors. Due to the resulting financial “hole”, Binbank management had to ask the Central Bank for reorganization.

In September 2017, the Bank of Russia became the main investor of Binbank, while reorganization is carried out through the Fund for the Consolidation of the Banking Sector (FCSB). Therefore, investors can not worry that Binbank will have problems with the license. In addition, they can fully withdraw and distribute previously opened deposits, especially since Binbank offers the highest deposit rates in 2018.

9. Promsvyazbank

This is not the first year that this credit institution has been among the most reliable Russian banks. However, Promsvyazbank is not having the best of times. A huge financial “hole” of 100 billion rubles was found in his budget.

Due to the fact that the value of Promsvyazbank’s own funds turned out to be negative, the Central Bank of the Russian Federation in January 2018 ordered to reduce the bank’s charter capital to 1 ruble. Now the financial institution will share the fate of Binbank. Reorganization awaits him, and the FKBS will become its shareholder.

8. Moscow Credit Bank

This backbone bank operating in the Moscow region belongs to the head of Rossium Roman Avdeev. In 2018, the IBC shows a net asset growth of 2.07% (up to 38 billion rubles).

7. Bank "FC Otkrytie"

The confident growth of net assets (by 2.39% or 50 billion rubles) and the growth of net profit by 66.90% or 235 billion rubles makes it clear that the bank, which has recently experienced a reorganization, is now in order.

However, unlike the leaders of the banks reliability rating of 2018, according to the Central Bank, Otkrytie has a credit forecast that is not “Stable”, but “Developing”. This means that the bank is more sensitive to negative changes in the economic environment than “stable” banks.

6. Alfa Bank

This completely non-governmental credit institution is one of the important participants in the banking sector of Russia. Almost the entire block of shares, namely 99.89%, is owned by AB Holding JSC, which, in turn, is owned by Alfa Group.

Alfa-Bank has an excellent credit rating (ruAA), annual growth of capital and net profit by 4.05% (12 billion rubles) and 52.35% (12 billion rubles), respectively.

5. Russian Agricultural Bank

The specialization of one of the largest banks in Russia is clear from its name. He finances agricultural enterprises. The entire stake in the bank is owned by the state. In June 2017, the chairman of the supervisory board of the RSHB was Arkady Dvorkovich, deputy. Chairman of the Government of the Russian Federation. It is clear that with such state support, Rosselkhozbank is not threatened with problems.

It is one of the top three banks with the largest number of open branches, currently there are 73 branches and 1.2 thousand offices.

4. National Clearing Center

The sole shareholder of this highly specialized clearing organization is Moscow Exchange PJSC.

NCC showed the largest annual increase in net assets as a percentage - 10.82% or 313 billion rubles.

No credit ratings have been assigned to the bank.

3. Gazprombank

As in last year's top 10, Gazprombank was in the top three most reliable banks in Russia. It has a high level of creditworthiness and financial stability, and this level will be stable according to Expert RA. During the year, Gazprombank's assets grew by 2.30% or 126 billion rubles.

2. VTB

In January of this year, VTB Bank 24 joined VTB. According to the head of VTB Group Andrei Kostin, such a step, as well as the reorganization of business in Europe, will allow the group to save up to 18 billion rubles a year. At the same time, all products and services will remain available to customers of both banks, and they will not have to renew the existing contracts.

In terms of net assets (over 9 trillion rubles), VTB Bank ranks second in Russia after the leader of the rating. He has a maximum credit rating (ruAAA) and a stable outlook for the medium term. Forbes magazine included VTB among the most stable banks in the Russian Federation.

1. Sberbank of Russia

Not the first year Sberbank tops the official list of the most reliable banks according to the Central Bank. He is the undisputed leader in net assets (23 trillion rubles), and over the year almost all of his key indicators, from net profit to equity, have grown. A decrease of 3.33% was recorded only in terms of overdue debt in the loan portfolio.

The main shareholder of Sberbank is the Central Bank of Russia, which owns 50% of the authorized capital and another voting share.

About the activities of Sberbank, perhaps the most reviews, both good and bad. Almost 50% of all private deposits are placed in it, and every third corporate and retail loan was taken from Sberbank. Currently, storing your money in it is the most secure.

List of banks deprived of a license in 2018

UPD. Updated financials as of November 14, 2018,

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